P&M Finance

Taking the plunge

First Home Buyer Health Check  

It's no secret life has been good for first home buyers over the past 12 months. The lowest interest rates in 50 years and a beefed up First Home Buyers Grant have enticed record levels of new home owners into the market. In fact, the ABS reported that first-time buyers made up one quarter of all borrowers last December.

But with the Federal Government rubber-stamping a local recession and concerns over job losses growing, many first-time borrowers may be forgiven for feeling a tad nervous about what's around the corner.

The reality is buying a home is a long-term commitment - for better or worse - despite the shifting sands of the global economy.

But there is help at hand to ensure you and your mortgage... Read More

Interest Rates - Fixed Views

To fix or not to fix your interest rate?

That's the question. A simple question but, unfortunately, not a simple answer, but one we can help you with, given the particulars of your current loan.

The interest rate landslide over the past several months has left most home borrowers wondering if this is as good as it gets. Many have been contemplating whether or not to fix their mortgages and possibly reap the rewards of low, locke... Read More